Wells Fargo Autograph Card Review: Complete details

Wells Fargo Autograph Card Overview

The Wells Fargo Autograph® Wells Card (See rates and fees) offers bonus points in the popular expense category, direct redemption at a flat rate and some unusual benefits on the cardless card. Card Assessment*: ⭐⭐⭐

*Card evaluation Based on the opinion of the TPG editor and is not influenced by the card publisher.

Wells Fargo Autograph Card is a popular choice for those who want credit cards without annual fees, protection and purchase protection -quality and quality income structures. Extra points have been on the card since Wells Fargo launches the transfer partner, allowing the cardholder to get the maximum value of their points.

The fact that the autograph card does not have an annual fee means there is no cost to keep it in your wallet, so you can enjoy the benefits such as mobile phone protection and free access to your credit score at no additional cost, among other benefits. We recommend a credit score of 670 or higher for this card.

Here is a closer view of Wells Fargo’s autograph card.

Advantages and Disadvantages of Autographs Wells Fargo

Advantage	Harm
Bonus points on a variety of purchases a day -the day Up to $ 600 in cellular phone protection when you pay your monthly bill with card ($ 25 deducted) No annual fee	Fewer partners of transfer than other publishers

Welcome Offer Wells Fargo Autograph Card

Get 20,000 bonus points after spending $ 1,000 or more on purchase in the first three months of an account opening with Autographs Wells Fargo.

According to TPG in July 2025 appraisalWells Fargo’s points worth 1.6 cents per point, making this offer worth $ 320 when redeemed for travel.

Keep in mind that most Wells Fargo credit card applications have the following terms:

You may not qualify for the additional Wells Fargo -branded credit card if you have opened Wells Fargo’s branded credit card in the last 6 months.

Before applying the Wells Fargo card, make sure it is at least six months since you opened the card with them. Keep in mind that Wells Fargo can consider other factors, such as how many credit accounts you have recently opened, when considering your application.

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TPG Credit Card Editor Olivia in Metak It has been rejected for Wells Fargo card for having too many new accounts in the last 24 months, so make sure the statistics are also in mind when making the decision to apply.

Wells Fargo Autograph Card Benefits

Due to that Visa signature cardYou will enjoy two built -in benefits with Autographs Wells Fargo.

Visa Luxury Hotel Collection Visa Signature of Visa provides elite benefits such as booking Made through its programs, including increasing rooms upon arrival (when available), $ 25 food and beverage credit on real estate, VIP guest status and free breakfast for two daily.

Concierge Signature Visa service can help you with travel bookings, restaurant suggestions and reservations or bookings to events.

The autograph card also offers some protection on purchases made with your card. Benefits include secondary Automatic rental collision damage exception On rent when you pay for the entire transaction with your card, 24/7 roadside dispatch, travel and emergency service assistance and free access to your FICO credit score.

You will also receive up to $ 600 from mobile phone protection against damage or theft when you pay your monthly bill with an autograph card. However, there are $ 25 that can be rejected by each claim and the limit of two claims within 12 months. Note that this protection does not cover lost or lost mobile phones.

While you will not get a lounge or credit statement with this card, these are a great variety of benefits for the no-annual card.

Income points with Wells Fargo Autograph Card

With Autographs Wells FargoYou will get the following price:

3 points per dollar spent eat (Includes hiring, catering and food delivery services)
3 points per dollar is spent on travel (flight tickets, hotels, car rentals, cruises and more)
3 points per dollar spent at gadget and electric vehicle filling station,
3 points per dollar spent transitEligible streaming service and the phone plan
1 point per dollar is spent on other purchases

In view of this, according to TPG on July 2025 appraisalWells Fargo points worth 1.6 cents each, you will get a 4.8% return on your spending in this bonus category.

It rarely sees a phone plan as a bonus category on a personal card. Usually, the category appears on a business card.

Redeemed eyes with Wells Fargo Autograph Card

You have several options to redeem your eyes at wellsfargo.com/rewards. You can redeem it at 1 cent each as a statement credit, for a gift card (in $ 25), or to book a trip, such as flights, rental cars or hotel accommodation.

You can also redeem points as credit to eligible Wells Fargo Credit Cards, check your accounts or mortgages. Plus, you can pay with eyes in participating traders, including PayPal.

There is a positive and negative to this redemption option.

In addition, you don’t have to guess what your eyes will be when you use it. Using this redemption option means you will always get 1 cent per eye.

On the negative side, this is not the best redemption option, as you can get more value from your eyes by taking advantage of Wells Fargo’s transfer partner.

Moving points with Wells Fargo Autograph Card

With Autographs Wells FargoYou will be able to enjoy access to Transfer partner To maximize the value of your eyes. Wells Fargo has the following transfer partners:

Although this list is not almost as long as other credit publishers, it is still a good choice. Wells Fargo may add additional partners in the future, so keep your points on this list.

Which card competes with Wells Fargo’s autograph card?

While considering cards competing with Autographs Wells FargoTwo types immediately come to mind: Reward cards and transferable credit cards with the same income structure.

For additional options, see our full list The best travel card.

Is Wells Fargo Autograph Card worth it?

The Autographs Wells Fargo It is best for those who want a card without annual with good benefits such as mobile phone protection and credit score access. The card provides access to the selection of quality transfer partners, making it perfect for travel beginners and fans.

Bottom Line

We rarely see cards without annual fees that offer a variety of protection and strong income categories.

Those looking for an annual payment card and access to a transfer partner can enjoy Autographs Wells Fargo. If you are looking for a card that offers more transfer partners, however, go with other publishers, such as Chase or Capital One, make sense.

Apply here: Autographs Wells Fargo

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