Is the Hyatt World Business Card worth the annual fee?


The Hyatt world business credit card (See rates and fees) can offer great value to Hyatt’s loyal business owners or spend a lot of money on Hyatt Properties.

But is it the right choice card for you, and can you allow the $ 199 annual fee?

This is a quick view of what you get from the Hyatt World Business Card so you can see for yourself.

Welcome Offer

New applicants for Hyatt world business Can earn 60,000 bonus points and Status World of Hyatt Explorist (until February 28, 2026) after spending $ 7,000 for purchases in the first three months of the account opening. This offer is available via June 30th.

Tpg’s May 2025 appraisal Peg World of Hyatt points at 1.7 cents each, making bonus points worth $ 1,020. This is the usual amount of points offered on the card.

However, the exploration status offered here is the highlight, as this is the first time the status has been included in the World of Hyatt Business Welcome Offer, by card The offer of history.

Men’s eyes

You usually have to stay 30 nights or spend $ 10,000 with Hyatt to get 50,000 basic points needed. With this Welcome Offer CurrentYou will get an Explorist status of just $ 2,000 more than the expense of the Welcome Card.

The Explorist status offers some benefits, including the best improvement (excluding suites and rooms with club lounge access), guaranteed availability 72 hours prior to arrival and 20% point bonus.

The easiest way to Use the world of your eyes hyatt is for hotels living with The world of Hyatt. The redemption can include a free night award and a cash payment. You can also redeem eyes for meals, spa or meeting credit, plus experience, rental cars and As improvement.

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You can also raise your Hyatt World Account by 1: 1 Transfer from Ultimate Chase Rewards. If you do not have Ultimate Eye Income Card RewardsYou may want to consider applying one because the eyes are so flexible and valuable.

Related: 22 Best Hyatt Hotels in the World

Annual Hyatt Credit

With Hyatt world businessYou will get a $ 50 statement credit when you use your card to spend $ 50 or more at Hyatt Hotels and Resorts – up to twice a year, for a total of $ 100 in annual credit.

If you can take advantage of this simple credit, you will effectively bring the card fee to $ 99 effectively. Room service and spa treatment above are two of the best ways to easily use this benefit.

Related: Do all-inclusives spend on Hyatt credit cards more profitable?

Free elite status

As a Hyatt world business Cardholder, you will receive a free discoverist status every year. Although this is just one step on the basic level status, Discoverist status is still valuable Because some good benefits are provided.

For example, you will enjoy discounted hotel rates for members, free bottled water during your stay, late checkout (when available) and increasing rooms in the same room category.

Clint Henderson/The Points Guy

Cardholders can also give the Five Employee Findings Status, extending your annual fees further.

Furthermore, resort fee (where it is) is set aside when you stay at a hotel using a free eye or night award.

Related: World of Hyatt vs World of Hyatt Business Card: 2 Valuable Hotel Entertainment

Spent status

If you have Hyatt world businessYou will also receive five night credit that qualifies for every $ 10,000 you spend each calendar year.

Katie Center/The Points Guy

Also, if you spend at least $ 50,000 in one calendar year, you will earn 10% bonus points for the whole year (up to 200,000 World of Hyatt Points is redeemed). While it is a high expense requirement, this is a useful development if your business organically spends it every year.

They are a strong benefit to organize if you spend a big hotel file.

Related: Why do I intend to spend $ 15k on my world credit card every year

Another benefit

In addition, you will enjoy a lot of travel protection, including Automatic rental collision damage exception and Travel disruption and cancellation insurance.

You will also earn 4 points per dollar spent at Hyatt Hotels and 2 points per dollar spent on the purchase of a fitness club and gym, which most other cards are not offered as a bonus category.

In addition, the cardholder earns 2 points per dollar spent in three out of eight categories of spending on a quarter. Categories include:

Park Hyatt

You will get 1 point per dollar for all other expenses. With other credit cards, you can get better than a 1.7% return on non -bonus expenses, but should be considered how this purchase is more valuable when helping you get a night that qualifies for status every year.

Related: 3 reasons you need a credit card with your favorite hotel brand

Bottom Line

If you can use $ 100 in annual Hyatt credit, the annual fee in the Hyatt Business World has been effectively reduced to $ 99. Those couples with many Hyatt benefits and card income rates, and it’s easy to be worth the annual fee if you are a small business living in Hyatt Properties.

Also, while the status of the discoverist does not need to be observed by itself, the fact that you can give gifts to five others is solid.

That said, the fact that the card does not offer annual free night certificates and includes high expenses to receive certain benefits that means you may get more value from different cards. If you are only a hyatt guest once -the, a General Travel Rewards Credit Card or the the personal version of this card is a better choice.

To learn more, read us A full study of the Hyatt World Business Card.


Apply here: Hyatt world business credit card




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