Is the 100,000 bonus on Sapphire one of the best offers ever?

You may have seen it Chase Sapphire Priority® Card (look Rates and fees) Just made an offer that the key points and the Miles World is a little banana (including in the TPG’s lobby).

If you missed it, new applicants for sapphire preferences can currently Earn 100,000 bonus points After spending $5,000 to buy $5,000 in the first three months of opening an account. This is 40,000 points higher than the regular offer. TPG rated these points above $2,000 based on our April 2025 Valuation.

But cut the hype, just How great Is this a 100,000 point offer? Is this a competitor to one of the best deals we’ve ever seen?

For example, is this offer ranked among products like huge posting quotes on past premium greeting cards? What about those long but still audited transactions like the American Airlines Grand Slam?

Let’s roll the tape.

100,000 points card offers are common…unless there is no

If you have watched the reward credit card space over the years, you may notice the growing trend of welcome offers. For example, 10 to 15 years ago, a huge welcome bonus was very common between 25,000 and 50,000 points.

In our memory, the first real six-digit card quote comes from Capital One was in March 2011 As part of the Match Your Mileage promotion (no longer available). The base offer is only 10,000 points (Capital One will be in its currency later), but if you have an existing bonus balance in another account, you may earn up to 100,000 additional bonus points, which may be much less rewarded at the time.

Next month, Chase will launch 100,000 miles of bonus (No longer available) British Airways Signature Card (look Rates and fees), and has since turned to the new currency Avios. But these are exceptions in the smaller sea of ​​quotes.

And, as TPG readers know, not all points and miles are created equally. Very common are cards from common brands of similar programs Hilton Honors and ihg a reward Pass the six-digit mark. However, these currencies are much less valuable.

On the other hand, based on our data and personal experience, Chase points are one of the most valuable rewards. When with a partner (e.g. Hyatt World,,,,, Air Canada Aeroplan and France-klm flying blue.

But it’s not just the number of points. After all, we have seen a lot of welcome bonuses in the 100,000+ range over the past few years, but they often have a lot of spending requirements to get the full bonus. Alternatively, the card could have annual salary of up to hundreds of dollars, which could prevent more casual travelers.

This is what makes this new sapphire favorable offer so rare.

After all, you can earn 100,000 chase points on your personal credit card on your personal credit card that costs $5,000 in three months and get a welcome bonus on your personal credit card. The monthly expenses are $1,666.67. It’s not easy, but data from recent consumer spending surveys suggest Common American family $77,280 was spent in 2023. Even if you remove housing expenses from your calculations (although there are multiple ways to do this Pay rent with a credit card), more than $4,300 a month, will likely be used on the card these days.

Related: Can you pay rent with a credit card? Everything you need to know

Then there is the important reality that we only see the rewards of sapphire preferences that were once the peak of the past – in the summer of 2021. Even then, it only lasted for a few months before it could return to the “chase library.”

Sapphire prefers shiny and more expensive sisters. Chase SapphireReserve® (look Rates and fees), launched a 100,000-point bonus in 2016, which lasted until March 2017. But again eight years ago, the card was $450 at the time (now $550), so Apple is not exactly Apple, violating the $95 card per year.

Tl; dr is like this:

• Sapphire Preferred has been on the market for more than 15 years.
• This is the second time the prize has won 100,000 points in those 15 years.
• The last time was four years ago – the world came out of the depths of the pandemic.

So, it’s not the kind of reward you’ve always seen. In short, this is still very rare for earning transferable points to achieve such a high card – especially on similar lower grade cards.

The beauty of the card (and 100,000 points bonus) is its simplicity

Over the past few years, complexity has entered the world of travel reward cards and loyalty programs. Want to make the most of the annual fee? Be prepared Maximize monthly statement credits. Need to figure out how many miles you make on a partner-operated flight? Call your friend through PhD in Mathematics.

Thankfully, the sapphire-favorite bonus and its overall value proposition are still simple and super beneficial. Apply for (and obtain approval) card. Spend at least $5,000 in three months (remember, annual fees are not counted in total). Earn 100,000 bonus points.

The only continuous revitalization you really need to track on the card is $50 Annual Statement Credit Used for hotel purchases through Chase Travel℠. But beyond that, you just use the card and earn points (plus some of the best travel protections).

This bonus can make your value more than $2,000

You may see this 100,000-point bonus allocated different cash value equivalents, for good reason.

There are different ways to use the Chase Ultimate Rewards point. If you use them to book something like flights, hotels, or car rentals Chase Travel Portalyour fixed value is 1.25 cents per point. This means your 100,000 bonus is worth $1,250.

But, consider it as the starting point for the reward – there is more potential. More. It all comes down to Chase the Ultimate Reward Transfer Partner.

You can convert chase points into 11 airline currencies and 3 hotel currencies in a 1:1 ratio (unless you can use one Transfer bonus). And, if you use the right partner for the right redemption – think of long-distance business-grade flights or nights issued at a luxury resort – you have the chance to get Significantly Each point has more value.

Here are some real-world examples of how to extend the value of these rewards.

These are not theoretical examples of makeup or picking cherries. Instead, each of these awards is Actual reservation Over the past 12 months, Ultimate Rewards has been transferred by TPG employees.

Again, we are talking about the potential to get thousands of dollars in travel value from a card bonus and have realistic spending requirements, with just $95 a year, which is an extraordinary deal.

Read more: 10 Best Ways to Use 100k Chase Ultimate Rewards Points

So, is the top choice for 100,000-point sapphire one of the best deals ever?

In short…yes.

When the 100,000 welcome bonus is preferred in summer 2021, we remember absolutely crazy welcome bonuses. Very Disappointed and hope it will come back soon. Well, it took about 3 1/2 years, but the wait was over.

No one has a sapphire crystal ball to know what Chase will do next, but we do know that this is being sold as a limited-time offer. In other words, there is no way to know how long it will last – but it will undoubtedly be one of the best offers we’ve seen in nearly 15 years since the points initiated by Guest.

So, if you are Eligible to earn 100,000 bonus points And be ready to add your point of view to your point of view, the moment you have been waiting for.

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Apply now: Chase Sapphire’s preferred card Receive 100,000 bonus points