Release hundreds of dollars in annual fees For a premium credit card not for everyone, especially during your new to the eyes and rocks. Good luck, a lot travel credit card Will set you back less than $ 100 a year In annual fees and still earn a profitable reward to help you book your dream epic trip.
Among the top cards in this category are Chase Sapphire Card Preferred® (See rates and fees) and Capital One Venture Credit Card Rewards. Both come with an annual fee that can be managed for beginners and experts and recommended credit score of 670 or higher.
Let’s see how these two cards are arranged in head-to-head comparison.
Chase Sapphire Preferred Vs. Capital One Venture Comparison
Here are the basics of each of these two cards in the main category:
| Card details | Chase Sapphire prefers | Rewards of one capital effort |
|---|---|---|
| Annual fees | $ 95 | $ 95 |
| Welcome bonus | Get 100,000 bonus points after you spend $ 5,000 for purchases in the first three months of account opening. | Get 75,000 bonus miles when you spend $ 4,000 for purchases within the first three months of the account opening, plus the $ 250 capital travel credit for use in the first year. |
| Bonus category |
|
|
| Tpg March 2025 appraisal The currency of the reward | 2.05 cents each | 1.85 cents each |
| Foreign transaction fee | No | No |
| Travel protection |
|
|
| Another benefit |
|
|
*Benefits are only available for approved accounts for the world elite mastercard. Terms apply.
Chase Sapphire Preferred Vs. Capital One Venture Welcome Offer
Both of these cards now offer a welcome bonus that can give a ton of value to a new cardholder.
The Sapphire is preferred Now offers 100,000 bonus points after you spend $ 5,000 for purchases in the first three months of opening accounts. The current offer matches the The best bonus offered in card history and has not been seen since 2021.
Since these eyes are worth 1.25 cents each when redeemed through travel portal chasingBonus guaranteed $ 1,250 on the way. However, TPG in March 2025 appraisal Peg Chase Ultimate Rewards points at 2.05 cents each, which means this welcome offer is $ 2,050.
The Venture Rewards Card offer a new 75,000 miles of bonus cards after they spend $ 4,000 on the card within the first three months of opening accounts plus $ 250 capital travel credit for use in the first year.
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75,000 miles bonus you will earn after meeting the $ 750 spending requirements on the way if you Redeem on fixed value Directly through Capital One, giving your bonus a total value of $ 1,000 with stone bonuses and credit. It can also be worth up to $ 1,638 if you Move your stone to one’s capital flight partner or hotel transfer partner (and include value from travel credit) Each TPG’s March 2025 appraisal one mile capital at 1.85 cents each.
Winners: Sapphire is preferred. Current bonuses are worth more than $ 2,000.
Related: How (and why) you should earn an transferable point
Chase Sapphire Preferred Vs. Capital One Venture Benefits
Both of these cards offer a variety of benefits that add more value.
The The reward of the effort benefits include No foreign transaction feeGuarantee protection and travel benefits such as secondary car rental insurance and travel accident insurance.
You will also wake up $ 120 Global Admission/TSA Precheck Fee credit. This partnership is usually seen on cards with higher annual fees, and it can make a big difference in speeding your trip through the airport.
The Sapphire is preferred is a Visa signature card and offer the same benefits but kick the not. Most importantly, it includes Main Rental Car Coverage From the secondary, it means you can submit a direct claim to your card benefits provider without involving your personal insurance policy.
Plus, Safir is preferred the benefits of traveling also superior – up to $ 500 per closed traveler at Refund travel delay If you are delayed more than 12 hours or overnight, up to $ 10,000 Travel cancellation and interruption insurance Each person (up to $ 20,000 per trip) and up to $ 100 a day up to five days the repayment of the baggage If your bag is delayed for more than six hours.
In addition, the card offers An annual $ 50 statement credit in the hotel stay bought through the chase travel portal and a 10% Birthday Bonus.
Winners: Sapphire is preferred. You will enjoy a little more benefits with the chase offer here.
Related: Chase Sapphire Preferred Benefits You may not know
Get a reward at Capital One Venture vs. Chase Sapphire
With Rewards of one capital effortYou will get 5 miles per dollar at the hotel, a holiday rent and a rental car booked through The journey of capital one and 2 miles per dollar on all other purchases.
With Sapphire is preferredYou will get:
- 5 points per dollar over all trips purchased through The pursuit of a journey
- 3 points per dollar of meals (including eligible delivery services, intake and meals)
- 3 points per dollar on the streaming service Select
- 3 points per dollar in online retail purchases (excluding targets, Walmart and wholesale clubs)
- 2 points per dollar on all other trips
- 1 point per dollar on all other purchases
Travel is widely defined With the preferred sapphire and includes a few day -to -day expenses, such as tolls, parking and underground tickets. The meal category is also broad, Includes standard restaurants, bars and coffee shops, food delivery services and even self -service machines.
Winners: Tied. Capital One’s efforts come out of a day -to -day expense but fall behind the bonus category, where Safir prefers to shine. It depends on your spending pattern.
Related: Comparing flat rates with bonus category cash credit card
Redeem Rewards in Capital One Venture vs Chase Sapphire
Both of these cards allow you to redeem rewards for many purchases. However, trip redemption always provides the best value.
If you prefer a simple redemption option, you can redeem a one -mile capital reward at a fixed value of 1 cent per trip booking made through one capital travel or use it to balance any new travel purchase.
If you are not looking for a travel reward, you can redeem your stone for a gift card, return cash or on Amazon and PayPal’s purchase – but know it will be at the subpar redemption rate.
Similarly, you can redeem Chase Ultimate Rewards Eyes can be redeemed toward travel at fixed or transferred value. As mentioned, if you book a travel reservation through Chase’s journey, the eye has a fixed value of 1.25 cents each. You can also redeem points for gift cards and return cash, but you will only get 1 cent per value point.
Winner: Sapphire is preferred. You will get 1.25 cents per point when it is redeemed for travel at a fixed rate, while you can also earn 1 cent per point when redemption for cash rewards or statement credit.
Related: How to use your capital one mile for maximum value
Transfer Rewards at Capital One Venture Vs. Chase Sapphire
You can squeeze more value from your capital one mile By moving them to 15-plus flight partner and Capital One Transfer Partner. Most transfers are at a ratio of 1: 1.
Since the card earns 2 capital per dollar per dollar at a day’s expenses, you will get at least 2 miles or hotel points every dollar spent on every purchase, depending on the special program you transfer your stone.
Similarly, the way to Get top value from your Ultimate Reward Points is by moving them to one Airlines and Partners of Hotel Chaseincluding valuable options such as United MileA his, Iberia Plus and The world of Hyatt.
Winners: Sapphire is preferred. Chase Ultimate Rewards has the advantage of offering more lucrative transfer options (ie United and Hyatt, which is not one partners.
Related: The best way to use Chase Ultimate Rewards Points
Should I get Capital One Venture or Chase Sapphire preferred?
While the value you get from the card is very dependent on your spending habits, most cardholder will be better with Sapphire is preferred. In most cases, the Chase Ultimate Rewards Points is more valuable than one stone capital. In addition, Sapphire prefers more categories of bonus spending and offers better travel protection.
Bottom Line
Both of these cards are not mutually exclusive. After all, the Rewards of one capital effort is one of the The best one capital credit cardand the Chase Sapphire prefers is one of the the credit card chases the best In the market. They actually complement each other if you have both.
However, the preferred sapphire generally provides more value. So, if you are truly trapped between the two, we recommend going with that one.
For more information, see our full reviews about The reward of the effort and Chase Sapphire prefers.
Learn more: Rewards of one capital effort
Apply here: Chase Sapphire prefers
*For Capital One products listed on this page, some benefits can be provided by Visa® or MasterCard® and may vary by product. See each guide for benefits for details, as terms and exceptions apply.