The reference bonus is a two -way victory. When you refer a friend to a new card, you get bonus points, stones or cash without making any purchase. Your friends can also get a Big Welcome Offer After meeting a expenditure.
Chase’s referrals The program is generous. If you hold a definite Pursuing a credit cardYou can earn up to 200,000 points or up to $ 500 cash annually for successful reference.
So, how does the Chase Card references work? Let’s walk through the process in this guide.
How to refer a friend to a chase card
Referring to someone is quite simple. This is how to create a link to refer to your friends, family members and colleagues.
On a desktop computer, navigate to Chase Specific landing page for all reference links. The new addition to this Chase website has a drop-down box from all your Chase cards and the option to create a link in place to send to friends.
You need to log in to your Chase account to access this page.
The screenshot above shows the drop -down menu. For security, I have released my last four digits Chase Sapphire Card Preferred® (See rates and fees).
You can also find this feature on Mobile.
Sign in to the Chase app, navigate to the “MORE” tab and select “Refer to a friend.”
Daily newsletter
Your Inbox Rewards with TPG Daily Newsletter
Join more than 700,000 readers for breaking news, in -depth guides and exclusive offers from TPG experts
From there, you can share your unique links via text messages or social media, or just copy it.
Related: Refer to Friends -Create to Nilam Card for 10,000 Bonus Points per app
How to get a chase reference bonus
To get a reference bonus, you need to generate unique application links for someone to use. Then, the person you refer to must access the application through your link and approved for the card. You can refer to friends, family members or colleagues.
You will get a bonus after the person you refer to successfully for the card.
You will receive any from 10,000 to 40,000 bonus points or stone per reference, depending on the card. You can also get a cash bonus when referring to a friend to Chase Freedom Flex® (See rates and fees) Chase Freedom Unlimited® (See rates and fees) or a chase check -up account.
You can repeat this reference several times, but your income is limited anywhere from 50,000 to 200,000 bonus points or stone or $ 500 back in cash (in the case of freedom cards and checking accounts) every calendar year.
Chase cards with reference bonuses
Your friend’s card is successfully used to determine how many bonus points or stones or how much cash you will receive and how much you can receive before you reach the limit.
| Chase card | Reference bonus for each reference | Reference bonus limit per year |
|---|---|---|
| Chase Sapphire prefers and Chase Sapphire Reserve® (See rates and fees) | 10,000 Chase Ultimate Rewards Eye | 100,000 Chase Ultimate Rewards Eye |
| Chase Freedom Flex and Chase Freedom Unlimited | $ 50 back cash | $ 500 Cash back |
| Chase Southwest Airlines Personal and Business Card | 20,000 Southwestern Reward Points | 100,000 Southwest Rapid Rewards Points |
| Chase United Airlines’s personal and business card | 10,000 miles of MileaPlus united | 100,000 miles of MileaPlus united |
| Marriott Bonvoy’s Chase Card | 40,000 points of Marriott Bonvoy | 200,000 points of Marriott Bonvoy |
| Disney® Visa® Card (See rates and fees) | 100 Disney Rewards Dollar | 500 Disney Rewards Dollar |
| Pursuing an ink business card | 20,000 Chase Ultimate Rewards Eye | 100,000 Chase Ultimate Rewards Eye |
| Chase Ihg One Rewards Cards | 10,000 IHG one reward point | 50,000 IHG one reward point |
| Hyatt world business credit card (See rates and fees) | 10,000 World Hyatt Eye | 50,000 World Hyatt Eye |
You can find a complete list of individuals Chase Card is eligible for a reference bonus on Chase’s website.
Remember, your friend must use your personal link to get your bonus.
Related: Can I refer someone to a business credit card from a personal credit card?
What to know about the pursuit of reference bonus
There is an additional consideration to find out when you refer to a chase card.
Here are some of the most important factors to know.
You don’t have to have a card to refer it
You can refer your friend to a card you don’t hold.
For example, I only have a NILAM option, but my reference link also mentions that I will get a bonus for those approved for the Sapphire Reserve.
You also don’t have to be friends with your reference partners. Just make sure they follow the right steps to approve with your personal link.
Make sure your friends get the best welcome offer
It is important to note that your friend may not be eligible for a welcome bonus if they apply via a reference link.
Not everyone will see the same bonus, so be a good friend and make sure the people you refer to where they can find a welcome bonus offer for themselves.
For example, Chase Sapphire prefers is offering 100,000 bonus points After $ 5,000 in purchase expenses within the first three months of the account opening. Due to the highest offer on the card, you want to make sure your friends have access to it-and this bonus may not be eligible through your reference link.
If, it’s great. If not, they may want to apply somewhere else.
Bonus you can take some time to arrive
It can take up to eight weeks for you to see bonus points, stone or cash that is posted to your account from reference.
You may have to pay tax on reference bonus
Finally, don’t forget some banks have Sent 1099s for reference bonus in the past.
Keep in mind your reference bonus may be considered income, especially if you maximize your income with a reference bonus.
Related: Should I withdraw my eyes and stone, do I need to charge it on my taxes?
Bottom Line
Reference bonuses are the best way to get bonus points and stone without making additional purchases.
The most important factor to remember is to keep your friends through your personal link when they apply. If not, you will not collect a reference bonus.
Related: The best time to apply this popular Chase Credit Card based on offer history