Whether you stay at IHG Hotels and Resorts several times each year or weekly, you should seriously consider IHG One Rewards Card Premier Credit (See rates and fees).
This card has a welcome offer to attract new cardholder. But it is also one of my favorite cards to maintain long term because of its many benefits, which can offset its modest annual fees.
This is why I like the IHG One Rewards Prime Card and plan to keep it in my wallet for the future.
Welcome Offer
If you apply on July 23, a welcome offer for IHG One Rewards Card Premier Credit is five free nights after spending $ 5,000 for purchases in the first three months after opening an account.
Each free night is valid for a night of up to 60,000 points. So, based on TPG on June 2025 appraisalFive free nights worth up to $ 1,500. However, since Ihg one reward The loyalty program uses the price of a dynamic award, the cost of the awards night at a certain property will depend on when you book and the date you live.
Note that the IHG One Rewards Premier Card and its welcome offer are not available if you are:
- Current Cardmember -Personal IHG One Credit Card
- Previous Cardmember receiving a new card bonus in the last 24 months for any personal IHG One Credit Card
The Chase 5/24 Rule may also prevent you from being approved for a new Credit card chases.
Related: Is the IHG One Rewards Premier Card worth the annual fee?
Daily newsletter
Your Inbox Rewards with TPG Daily Newsletter
Join more than 700,000 readers for breaking news, in -depth guides and exclusive offers from TPG experts
An anniversary night
Even if you don’t spend a lot of night at a hotel or prefer a different hotel loyalty program, IHG One Rewards Card Premier Credit It may still be worth $ 99 its annual fee. After all, most card holders can earn more than $ 99 value each year from one benefit: IHG Birthday Night Certificate You receive after each account’s birthday.
You can use a birthday night with a redemption rate of 40,000 points or less. If you want to use your birthday night to a night of over 40,000 points, you can redeem points from your IHG account to raise the certificate. You must redeem your birthday night and complete your accommodation within 12 months from the date of the certificate issue.
I got a good value from my birthday night all this time. And as long as you earn more than $ 99 from your birthday night certificate each year, keeping the Long -term Premier Card IHG IHG IHG, especially when you consider other benefits of cards.
Related: 19 best IHG hotels in the world
The fourth night reward of perk
My favorite sharing at IHG One Rewards Card Premier Credit is “redeem three nights, get the fourth benefit of the free night”. In short, this allows you to pay zero points for each fourth night when you Redeem the IHG’s eyes to stay four nights or longer.
Let’s see an example. For the following accommodation, I will pay zero points for my fourth night because IHG Fourth-night Reward PERK.
This process also works for longer accommodation. For example, this is an eight -night stay where the fourth and eighth nights I will cost zero after the fourth night reward.
Every fourth night will cost zero, regardless of whether tonight is the cheapest or most expensive of your stay. Most importantly, you can use this benefit unlimited. Therefore, if you often redeem the IHG points for a four -night stay or longer, the benefits of this card may save a large number of points.
Related: How is the main credit card IHG One My IHG pay for itself every year
Other valuable benefits
The IHG One Rewards Card Premier Credit Offers other useful benefits to cardholder, including:
- Automatic Platinum Elite Status IHG As long as you keep your IHG One Prime Card
- Ability to get Elite Diamond status until the end of the following calendar year, in any of your calendar years make at least $ 40,000 in purchase with your One Premier IHG card
- No foreign transaction fee
- A Global entry, TSA Precheck or Nexus Credit up to $ 120 every four years as a refund for the application payment charged to your card
- A $ 25 United Airlines Travelbank Cash Deposit in your Mileaprus account twice a year (on or around January 5 and July 5; you must complete a one -time registration for this camp)
- Get a $ 100 statement credit and 10,000 bonus points each calendar year you make at least $ 20,000 in your Purchase with your IHG One Rewards Premier Card
In addition, you will earn 10 points per dollar at IHG Hotels and Resorts, 5 points per dollar on travel and other hotels, petrol stations and restaurants (including eligible shipping and shipping services), and 3 points per dollar is spent on other purchases with your card.
Related: Best Hotel Credit Card with annual fees below $ 100
Bottom Line
Once you have IHG One Rewards Card Premier CreditTwo Benefits of the Fourth Nights Night Card and the Fourth Night Rewards Camps provide a higher value than the $ 99 annual fee per year. Therefore, I believe the IHG One Rewards premier card is very valuable to get and maintain long term.
See us full IHG Premier Credit Card Review For more information.
Apply here: IHG One Rewards Card Premier Credit