this Chase Sapphire Priority® Card (look Rates and fees)yes First reward card I have had it before and it is still a staple in my wallet. I’ve been using it for years to earn valuable transfer points for travel, dining and groceries.
If you haven’t applied for Sapphire Preferred yet, now is a good time. This card is one of the most profitable welcome bonuses we’ve seen over the years: 100,000 final reward points After spending $5,000 to buy $5,000 in the first three months of opening an account. According to our April 2025, this is worth $2,050 Valuation.
If you’ve just obtained priority in chasing sapphire, make sure to take these steps to make the most of this great card from day one.
Add authorized user
Users authorized on your Sapphire Preferred Account can make you earn points faster, thus earning welcome bonuses as soon as possible. Your authorized user’s purchases will be counted to your welcome bonus, but becoming an authorized user will not prevent them from receiving their own welcome bonus Sapphire prefers future.
This also enables you to Transfer your final reward points Go to one Chase’s airline or hotel partner program Also an authorized user on your card in the name of a family member. add, Authorized users can benefit from it First choice from sapphire Travel protection benefits When they travel with cards.
The process of adding authorized users online is simple and free, and takes less than a minute. Log in to your Chase account, click More next to the card, and then click Account Services and Authorized Users.
Spouses and partners are obvious candidates for authorized users, but they are not the only ones to consider. TPG employees have added parents and trusted friends as authorized users to get welcome bonuses faster, and Add your child as an authorized user It’s a great way to help them build credit.
Remember that when you add an authorized user, you are responsible for paying off any purchases they made on the card.
Related: Maximum value of credit card to authorized users
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Set it as your travel default card
this Chase Sapphire’s first choice It is a card used for travel purchase, and the main reasons are:
Chase Definition Travel is very extensivetherefore, it covers everything from airlines, hotels and timeshares to car rentals, cruises, travel agencies and camping sites. It also includes more daily transportation such as buses, tolls and parking.
If you have any subscriptions that fall into this category, such as a paid pass or monthly parking fee, set your new sapphire preferred as the default payment method.
The same is true for your car rental account, allowing you to take advantage of the card’s main Car rental coverage.
add, Lyft expands special benefits (Until September 30, 2027) is a Sapphire-first card holder, so be sure to add your card to your Lyft account.
Book hotel accommodation
Your new card also allows you to access Chase Travel℠the issuer’s online travel portal.
You will spend 5 ultimate reward points per dollar, such as hotel and car rental booked through the portal, which is based on TPG’s valuation rate of return exceeds 10%.
Additionally, the first hotel reservation after each account anniversary will trigger the card’s year $50 Hotel Credit.
I found this credit to be very convenient when it comes to short stays in boutiques and independent hotels; I am using this year’s honors for a friend’s wedding on weekends.
Add your card to the delivery app and meal plan
and Chase Sapphire’s first choice Probably called a travel card, this is also an outstanding card Have a meal. It costs 3 ultimate bonus points per dollar on dining, including qualified delivery services, takeout and dining, and online grocery orders.
Also, thank you Chase the partnership with DoordashSapphire Preferred Card holders can register for a free DashPass membership for at least one year (activated until December 31, 2027). I like this allowance because I can save money on every order with Dashpass – without paying $96 annual Dashpass fee.
Once you have the Sapphire Preferred Card (or get Virtual card number), set it as the default payment method on your Doordash account, and activate your free DashPass membership. You should also add it to other takeaway and delivery services as well as online grocery accounts to maximize the rewards of these purchases.
If you attend Dining rewards programbe sure to add your sapphire to these accounts more. I love Double dip Rewards this way – I can stack chase points, airline or hotel points at the same time.
Related: The best meal credit card
Set up to pay for your streaming service
Little-known privilege Chase Sapphire’s first choice It earns 3 ultimate reward points per dollar on selection Streaming Service.
As a result, you need to set your new card as the default payment method for subscriptions using services like Disney+, Hulu, Netflix, Peacock, and Spotify. You can see which businessmen are eligible for Chase reward points Reward category page.
Related: Credit cards can save you streaming media subscriptions
Link your loyalty account
and Chase Sapphire’s first choice Let you redeem yours The final reward By chasing the tour with a uniform speed of 1.25 cents, you can usually Get more value Redeem them by redeem them with one of Chase’s 14 airlines and hotel partners.
We usually recommend waiting for your chase points until you confirm that you receive a reward with the airline or hotel. When you’re ready to transfer, you don’t want anything to slow down the process – otherwise Luxury hotel room or First class seating You may be following your attention before the transfer is completed.
Most chase ultimate reward transfers happen Almost immediatelybut it may take longer if your partner loyalty account is relatively new. That’s why we recommend Sign up for a loyalty account Through Chase’s partners and link it to your Chase account – even if you don’t intend to transfer points at any time.
For example, since my homeland is a hub for United Airlines and Southwest, I know I will eventually use these transfer partners. I clicked Chase’s website like a transfer point and linked my loyalty account. Now, my account says “Registered”, which means I’m ready to transfer to these airlines.
Related: Why transferable points and mileage are more valuable than other rewards
Complete the Chase Quartet
When it’s time for you to get the next card, add a supplement to your chase card Sapphire prefers Can help you build the ultimate reward balance faster.
Our favorite cards with Chase Sapphire include:
However, when planning your credit card policy, please keep it Chase’s 5/24 rule Consider. If you have opened five or more credit cards (from any bank) in the past two years, the issuer will not approve you to obtain a new card.
Related: The final guide to the best credit card combination
Bottom line
There is a reason Chase Sapphire’s first choice Still one TPG favorite year by year. In short, this is an excellent earner with a lot of privileges and reasonable annual fees.
Follow the steps above to start maximizing the card now and you will see Chase Ultimate Rewards Balance launch. To ensure you have these bonus points as part of your welcome offer, check out us Tips for getting a welcome reward.
Related: Chase Sapphire’s preferred benefits you may not know